Rowan is not the only way to protect an older adult’s money. What separates these is mostly what each one asks her to do, and what it comes to over a year. Every price on this page was read from that vendor’s own published pricing on September 26, 2026.
It reads an older adult’s accounts for the things that quietly empty them — a scam that has already started, a subscription nobody remembers signing up for, a charge that shouldn’t be there — and tells the person who can do something about it. That is usually you, not her.
She never makes an account, never installs anything, and never sees a dashboard. She follows one link, connects her bank at her own bank’s sign-in page, and can undo it from that same link. Rowan is read-only by construction either way: it can see money move, but never move, send or freeze it.
Watching your own money is free and stays free. The first person you add is $70/yr, then $45/yr for each one after, on one bill.
These are the ones people weigh Rowan against, and they are reasonable products — one of them can do something we deliberately cannot. Each page goes through what that vendor publishes — the price, who they will cover, who hears about a problem — in their own words, and says what they do that we don’t.
Watching a parent: $29.99/mo — one membership covers two people.
See the comparisonWatching a parent: $16.99/mo per person — elder-fraud monitoring starts at their Plus tier.
See the comparisonA card for one parent: $12.00/mo — their published monthly fee, per card.
See the comparisonCovering a parent: $29/mo billed monthly — their Couple plan, two adults: you and her. It is the smallest plan with Trusted Family Access..
See the comparisonIf you got here because of one message — a text, an email, a link she forwarded on — you don’t have to pick a service to get an answer about it. Second Look is free, takes a paste, and needs no account.
Otherwise: what Rowan costs, the five patterns it watches for, or how it works end to end.