Rowan — Watch over your money, and the people you love

Two ways in, one Rowan

Whose money are you watching?

It’s the same engine either way. The detection that finds your forgotten subscriptions is what watches a parent’s account for a scam — and you can add someone you love in a tap.

For you

Find the money you’re quietly leaking.

Forgotten subscriptions, free trials that started charging, prices that crept up, gray charges you never notice. Rowan surfaces them once your history syncs.

See your subscriptions

For someone you love

A quiet watch over Mom or Dad.

Rowan watches an aging parent’s account for the scams that drain life savings — and tells you as soon as we see something wrong. There’s nothing for them to download.

Protect a parent

For you · finds savings

It’s easy to pay for things you forgot about.

Rowan reads your accounts — read-only — and finds recurring charges, the ones that have gone quiet, and prices that crept up. Like a receipt for the money you didn’t know was leaving.

Not a chart to check — just the money you can get back, whenever there’s something worth telling you about.

See what you’re paying for

Recurring charges found

$2,340/yr

Netflix price hike

Went $15.49 → $17.99 last month

$17.99/mo

SiriusXM forgotten?

Charged $22.00 every month for 14 months

$22.00/mo

A free trial that started charging forgotten?

First charge posted 3 weeks ago

$39.99/mo

Example — not a real account

Worth a call · on Margaret’s account

Something caught our eye

3 gift-card purchases at Best Buy today — $1,500 total, and unusual for this account.

No history of buying gift cards on this account.

All three within an hour — the shape of a tech-support or “settlement fee” scam.

Example alert — not a real account

For someone you love · catches scams

The scams that empty a retirement account don’t look like scams.

Pig-butchering, romance, tech-support, IRS impersonation, lottery “fees.” Rowan knows the patterns — escalating crypto transfers, a new payee getting three wires in a day, gift cards bought in a panic — and raises a gentle, specific flag, while there’s still a call worth making.

You can’t watch the statements every day. Rowan can.

Protect a parent

How it works

Set it up once — for you, or for someone you love.

Same product, two paths. You stay in control of everything, and there’s never anything for a parent to install.

For yourself

Watch your own money

Connect your bank

Through Plaid, read-only. Your credentials go to the bank, never to us.

Rowan gets to work

It finds recurring charges and price hikes, and quietly watches for anything that looks off.

You hear from us only when it matters

A calm heads-up about money leaving that you didn’t mean to send.

Read-only — Rowan can never move money.

For a parent

Watch over Mom or Dad

You set it up

Pick who you’re watching and what to look out for.

Rowan sends one friendly text

They follow the link to connect their bank — nothing to install, no account, no password shared with us.

You get the alerts

They never see a dashboard. You hear from us as soon as we see something wrong.

Read-only — Rowan can never move money.

What’s inside

One engine, quietly thorough.

Catches scams

Five scam patterns

Pig-butchering, romance, tech-support, IRS, lottery — each read from multiple signals.

Every alert tells you why

Plain-English reasons, never a black-box score.

Tuned against false alarms

Low-stakes signals wait quietly in the feed instead of buzzing your phone.

Finds savings

Subscription finder

The recurring charges we can see, in one place.

Forgotten-subscription flags

The ones that have gone quiet while the charges keep coming.

Price-hike alerts

“Netflix went $15.49 → $17.99.”

Tells the right person

Guardian handoff

One text, one tap — nothing for the parent to install.

Trusted-contact routingsoon

Loop in a sibling or caregiver so the alert reaches whoever’s closest.

Weekly digestsoon

A Sunday “all’s well” receipt — even when nothing happens.

Built to be trusted

Read-only, always

Rowan can see, but never move, send, or freeze money.

Your bank login never touches us

Connections run through Plaid; we never see or store your bank password.

Guardian-pay

One person can cover everyone they watch over — Mom + Dad, one bill.

Trust & safety

The promises we can’t break.

Our own invite text looks, structurally, like the scams we fight. So we don’t ask you to take trust on faith — we build it into what Rowan is, and isn’t.

How we protect your data →

Read-only, always

Rowan can never send a payment, transfer, or freeze a card. If that changes, it’s a different product.

Your bank login never touches us

Connections run through Plaid. We never see or store your bank password.

You always see why

Every flag explains itself in plain English. No mystery scores.

Nothing for your parent to install

One text, one tap. They’re never asked for a password by us.

We never sell your data

Your financial life isn’t a product. We watch it; we don’t monetize it.

Leave anytime

Disconnect, or reply STOP to any text. Your bank connection and the transactions we synced go with it.

Why Rowan

One product for you and your parents.

Most tools pick a side, and ask a parent to download an app. One engine, nothing for them to install, and the pricing is on the page.

Rowan

Other tools

Who it’s for

You and the people you watch

Usually one side only

Parent setup

Nothing to install

Often an app to download

Tone

A caring family member

Fraud sirens & charts

Every flag

Explains itself in plain English

Often just a score

Free tool · no signup

Got a text that feels off? Paste it here.

Rowan reads a suspicious text, email, or link and tells you, in plain English, whether it smells like a scam. No account, no catch — just a second opinion when your gut says something's wrong.

Free tool · no account needed

Pricing

Honest pricing for a safety product.

Watching your own money is free. Add a parent for $8/mo, each additional $5/mo — cover both for about $13/mo, all on one bill.

Guardian mode

$8/mo

for your first parent · $5/mo each additional · about $13/mo for two

Self mode is free — watch your own accounts: savings finder + scam detection, no card required.
First parent — $8/mo for full scam + billing monitoring.
Each additional parent — $5/mo — same coverage, one bill.
Read-only, plain-English alerts, cancel anytime.

Join the waitlist

We’re onboarding families in small batches. No card until you’re in.

Coming soon

Be watching before the scammer is.

We're onboarding families in small batches. Leave your email and we'll write to you the day your spot opens — no card, no commitment.

We onboard in small batches, in the order people join.

I'm watching my own money I'm watching a parent

Questions

The things people ask first.

Can Rowan touch my money?

No. Rowan is read-only — it can see transactions to spot problems, but it can never move, send, or freeze a cent. That limit is built into how we connect.

Does my parent have to install anything?

No. They get one text, tap once to connect, and that’s it. No app, no account, and no password is ever given to us.

How does it catch scams?

It watches for the patterns behind pig-butchering, romance, tech-support, IRS, and lottery scams — escalating transfers, new payees, panic gift-card buys — and flags them in plain English, with the reason.

Will it blow up my phone with alerts?

No — that’s the whole design. Low-stakes things wait quietly in the feed, and we push only when something looks worth your attention.

Is my banking data safe?

Connections run through Plaid, which is used by apps like Venmo and Robinhood. We never see or store your bank password, and we never sell your data.

Can I watch more than one person?

Yes — add both parents, or yourself and a parent, and pay for everyone on one plan with guardian-pay.

What if I want out?

Disconnect anytime, or reply STOP to any text. We stop monitoring, disconnect the bank, and delete the transactions we synced.